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Spec Home Construction · Sacramento

Spec Home Builders
for Investors With
a Buyer in Mind

Solid Construction & Design builds new homes for investors across the Sacramento region, and each one is designed to sell. We study your lot’s neighborhood, then choose every finish for the buyer most likely to make an offer.

Free Estimate
No Obligation

Price Your Next Spec Home

Tell us about the lot and the house you have in mind. We reply within one business day.

See our privacy policy for how we handle your details.
OVERALL RATING
4.9 ★
177 customer reviews
GOOGLE
4.8 ★★★★★
73 reviews
GUILDQUALITY
4.8 ★★★★★
Independently surveyed
YELP
4.6 ★★★★★
55 reviews
ANGI
5.0 ★★★★★
24 reviews
Why Invest in a Spec Home?

What Building Spec Homes Can Do for Your Portfolio

A spec home turns a lot into a new house designed for one specific buyer. You set the price point, and experienced spec home builders plan every room for the person shopping at that price. With nothing for the new owner to repair, the house gives buyers a clear reason to choose it over older listings nearby.

Two Exits to Choose From

You can sell the finished home and collect your return at closing. If holding makes more sense, you can keep it as a new rental.

Value You Create

Your profit comes from the gap between the cost to build the house and the price a finished new home commands in that neighborhood.

A Lighter Entry Point

Construction loans typically release funds in stages as work is completed, so you pay interest only on the money drawn so far.

Lower Running Costs

Every new California home must meet the current state Energy Code, which gives your listing an efficiency advantage over the resale homes it competes with.

Open living room and kitchen with consistent practical finishes
20+ yrs

Sacramento builds,
specified + delivered

Who Hires a Spec Builder

Each owner below starts from a different position, and each one finishes with a new home ready for market.

Real estate investors

You already understand resale. A new build applies that experience to a house with no hidden history, so your budget covers a scope you can see on the plans.

Landowners

You hold a buildable lot that may be earning nothing today. A new home for sale turns that land into a finished asset with a market price.

Developers and builders

You are adding homes to a pipeline and need spec home builders you can rely on. With Solid handling design and construction, your team can stay focused on land and sales.

Spec Home Investment Advantage

Turn a Single Lot Into a Strong Return

A spec home adds value to a lot by putting a new, market-ready house on it. Our spec home builders manage the budget and the schedule closely, so that value reaches you at closing or through monthly rent if you hold.

11%

Average Profit on New Homes Sold

In NAHB’s 2024 Cost of Constructing a Home survey, builder profit averaged 11.0% of a new home’s sales price. That figure gives you a useful benchmark when you set the target margin for your own spec home.

Welcoming entry looking toward an open kitchen and living room
Illustrative
$2,650 · Month 1 rent received
$2,650 · Month 2 rent received

Earn $2,650 to $3,000 Monthly Rent If You Hold

According to Trulia, average asking rent for houses in Sacramento in June 2026 was $2,650 a month for three bedrooms and $3,000 for four. A new home rents without the repair calls an older property brings.

13.7%

A Head Start When You Own the Lot

The finished lot made up 13.7% of the average new home’s sales price in NAHB’s 2024 survey. If the land is already yours, that part of the investment is behind you, and you need less capital to start.

Nearly Half of New Homes Built for Sale Have a Buyer by Completion

Source: U.S. Census Bureau Survey of Construction, homes built for sale and completed in 2024. Of those homes, 15.2% sold while construction had not yet started, and 33% sold during construction.

7.6 months

to Complete a Home Built for Sale

Census Bureau data analyzed by NAHB shows that homes built for sale took an average of 7.6 months to complete after the permit was issued in 2024, the fastest of any home type. A shorter build returns your capital sooner, so the same money can fund your next spec home.

Client Stories

Building With Solid Construction & Design

Reviews show how a builder treats its clients once the contract is signed. The Sacramento-area homeowners below hired us for remodels and additions, and our spec home builders follow the same process they experienced. Their feedback gives you a fair preview of how we would manage your investment.

4.9
/ 5
★★★★★

Across 177 verified reviews on Google, Yelp, Angi, GuildQuality, Facebook & Houzz.

Google
GuildQuality
Facebook
Yelp
Watch their stories
Real homeowners, on camera
In their own words
Auto-updated weekly from verified 5-star reviews
Completed two-story California home with finished driveway
Finished white shaker kitchen with quartz island
4.9
Rated 5 out of 5
177 verified reviews
Why Solid

One Spec Home Builder for the Entire House

Solid handles design and construction under a single contract. Our in-house designers draw your plans, and your project manager runs the site, so one person answers for the schedule and the finished result.

Licensed Trades on Your Site

Every specialty trade on your build is a state-licensed contractor working under Solid’s contract with you.

Pricing Tied to the Drawings

Your estimate is written against the specification you approve, so the estimate and the plans describe the same house.

A California Class B Contractor

Solid builds under CSLB Class B license #975441.

Permits Managed for You

We prepare the plan set and handle plan review with your city or county, including every inspection.

Backed by California’s Right to Repair Act

Every home comes with a one-year installation warranty. California’s Right to Repair Act also holds builders responsible for construction defects for up to ten years.

One design-build team

Solid Construction & Design designs, permits and builds your project with one team.

20+ years
Building across
Northern California
Design + build
One point of contact
One contract
28,000 sq ft
Largest design & appliance
showroom in N. California
How We Work

Seven Stages of Spec Home Construction

Our spec home builders work through the stages below in the same order on every house. Select one to see the work inside it and the decisions that most affect your resale price.

Site Preparation

Site preparation turns a raw lot into level, drained ground that is ready for a foundation. Costs at this stage depend heavily on the lot itself, which makes it the first number worth confirming.

Compact loader grading a residential building lot

Structure

This stage covers the foundation and the framing that carries the house. Once the frame is up, the floor plan is set. Layout changes after that point cost far more.

Carpenter checking timber wall framing in a new house

Exterior Shell

This stage seals the house against weather and sets much of its energy performance. Window and siding choices made here also shape the curb appeal buyers see in the listing photos.

New home with roofing, siding and window weatherproofing in progress

Mechanical Systems

This stage covers everything behind the walls that keeps the house running. California’s Energy Code has required solar panels on most new single-family homes since January 1, 2020, so solar belongs in every spec home budget from the start.

Technician checking a residential heat pump installation

Interiors

Interiors are where the house begins to look like its listing. Drywall and flooring cover the most square footage in the home, so small changes in finish level add up quickly.

Bright living room with continuous oak flooring

Kitchens & Baths

Buyers look hardest at the kitchen and the primary bath, and listing photos usually lead with both rooms. The price gap between an entry-level finish and a premium one is often widest here, so these selections should track your target buyer most closely.

White shaker kitchen with quartz island and durable finishes

Site Finish

Site finish covers what a buyer sees on the first drive past the house. The final inspection also happens at this stage, and passing it closes out the permit.

Completed front walkway, driveway and low-water landscaping

This map shows the order of construction and the relative size of each stage. Actual costs for your house come from your written estimate.

The Solid Construction & Design showroom storefront inside the Filco Superstore on Fulton Avenue in Sacramento
The Solid Construction & Design showroom at 1415 Fulton Avenue in Sacramento, seen from the parking lot
The showroom
28,000sq ft
Filco Superstore · Fulton Ave
Visit the Showroom

Choose Your Finishes in Northern California’s Largest Showroom

Investors searching for “spec home builders near me” can meet our team at Solid’s 28,000-square-foot showroom inside the Filco Superstore on Fulton Avenue, where the finishes a buyer will touch are on display. One visit can set the finish package for a single house or a standard package you repeat across several spec homes. Bring your plans and your target list price, and a designer will pull materials that fit that number.

Side-by-side

Build to Sell or Buy to Flip

This table compares a ground-up spec home with a fix-and-flip purchase on the points that shape risk and resale.

FeatureSpec home with SolidFix-and-flip purchase
Starting pointA lot and a complete set of drawingsAn existing house in its current condition
ScopeDefined on the approved plansOften revealed once demolition opens the walls
LayoutDesigned for your target buyerLimited by the existing structure
Systems at listingAll newA mix of new and original, depending on the renovation budget
Energy codeMeets the current California Energy CodeRenovated areas meet current code, and the rest reflects the year the house was built
Buyer’s inspectionNew work with permits and inspections on recordOlder components can prompt repair requests and price renegotiation
Typical financingConstruction loan paid out in stagesPurchase loan or short-term renovation loan
Main schedule driversPermit review and the build scheduleClosing on the purchase and the scope of renovation
Project cost calculator

Run the Numbers on Your Next Build

Use the estimator to test a spec home against your pro forma. Choose the size and the finish level, and it returns a planning range for investment property construction in the Sacramento region.

1. Project type
2. Square footage
2,500 sq ft
Small
Medium
Large
3. Finish level
4. Add-ons
At this size, real-world costs vary more than usual. Exclusions apply and this range is illustrative only. Talk to us for a precise quote.
FAQs

First Things Worth Knowing About Spec Homes

Investors weighing a new build tend to ask spec home builders the same questions. The answers below cover the ones we hear most often.

Still have a question?
What is a spec home?

A spec home is a house built on speculation, which means construction starts with no buyer under contract. The investor chooses the plan and the finishes for the local market and usually lists the home as it nears completion. Spec home builders design these houses for the buyer most likely to shop in that neighborhood at that price.

A custom home is designed with the person who will live in it, so their preferences guide every choice. A spec home is designed for a future buyer, which means each decision is weighed against construction cost and resale value. Solid designs and builds both, and the main difference in the process is who makes the final call on each selection.

The size of the house and the finish level drive most of the cost, while a sloped lot or a long utility line adds site work. Spec home builders can give a per-square-foot range early, and the final price comes from the completed drawings. The estimator above shows a planning range for the Sacramento region.

The first step is a buildable lot and a clear answer on what zoning allows there. Design and pricing follow, and the permit application goes to the city or county once the plans are complete. Building spec homes with a design-build company keeps each step with one contractor, through construction and the final inspection that clears the home for sale.

Spec homes are usually financed with a construction loan that releases funds in stages as each phase of work is verified. The loan is typically repaid from the sale of the finished home. To approve it, lenders ask for the plans and a detailed budget from your spec home builder, and Solid prepares both as part of its design-build process.

Permit review comes first, and its length depends on the city or county where the lot sits. Construction follows, and the size of the house and its finish level set most of its length. Ask for a projected schedule with every estimate from spec home builders, because each month of construction adds holding costs.

Areas We Serve

Spec Home Builders Across Northern California

We build in communities throughout the Sacramento region, and the map shows each one we serve. If your lot is outside it, send us the address, and we will confirm whether we can take the build on.

Active
Service Area

Active City

Sacramento

Sacramento County · CA

Partners and Brands

The Brands Behind Our Finishes

A recognizable name on a faucet or a countertop gives buyers one more detail to trust in the listing. Solid Construction & Design carries each of the lines below, and you can compare them in person at the showroom.

Certified Product Partners
Trusted Industry Partners
Free Spec Home Estimate

Bring Your Next Project to Sacramento Spec Home Builders

Fill out the form with your lot address and a few details about the house you plan to sell. A member of our team will reply within one business day. If you are still choosing a lot, add the listing you are considering, and we can talk through what it would take to build there.

The estimate is free, and there is no obligation.

See our privacy policy for how we handle your details.

Showroom

Inside Filco Superstore

Address
1415 Fulton Ave

Sacramento, CA 95825

Phone
(916) 260-2066
Showroom hours
Mon – Fri · 9:00 AM – 6:00 PM

Evenings & Saturdays by appointment

Licensed & Insured
CSLB #975441

$1M per occurrence, $2M aggregate · EPA Lead-Safe Certified Renovator

Free estimate

Get pricing on your project.

We’ll reply within one business day.